Services Offered:

Individual Plans:

Assists clients with locating the best plan to fit their personal health needs, applying with the carrier for approval, and assessing client eligibility of Subsidies discounts under Covered California plans. Insurance Solutions continues to review plans at annual enrollment and discuss open enrollment changes and deadlines. We also resolve insurance claim problems, doctor disputes, throughout the year and more.

Small Group Employee Benefits:

We assist small group employers in setting up a full comprehensive benefits package to include, medical, dental, life ,vision, LTD, STD, and more. Educating Employers on tax savings programs to lower company expenditures while continuing to offer robust benefits to employees. We offer a full Human Resource legal program to assist HR with those important labor questions at no charge. Also included is electronic online enrollment to make new hire and open enrollment seamless for your employees and staff. A full service concierge where employees contact us directly to relieve any frustrations of dealing with the insurance carriers directly.

Medicare Plans:

We assist seniors 65+ locating the best Medicare PPO, HMO Medicare Advantage, or Part D Prescriptions plan coverage. Review plans at annual enrollment and discuss open enrollment changes and deadlines. Resolves insurance claim problems, doctor disputes etc.

About Charise.

With over 20 years of sales and service experience in the employee benefits and individual medical insurance industry, Charise Tolls has been a broker & account manager for two top insurance agencies. Northwestern Mutual Financial Network and Marsh & McLennan Insurance Agency.

Charise believes that aspiration can take you to many levels in life.

If you aspire to be the best in your endeavors, you can accomplish and achieve success.

Understanding this concept January 2019 Charise decided to depart her corporate position and open “Insurance Solutions by Aspire”. Insurance Solutions by Aspire “IsByAspire”, a full-service insurance agency who that focuses on cost savings strategies, compliance and health insurance education including all aspects of The Affordable Care Act.

IsByAspire encourages clients to take control of their health by taking advantage of being educated on insurance plan options and health resources to assist in maintaining a healthy lifestyle.

Individual & Covered California Plans

1. Are you self-employed and write off many of your business expenses?

2. Do you have questions at open enrollment each year and need assistance?

3. Are you confused to what Obamacare means?

4. Are you looking for possible ways to lower your health premiums?

5. Do you have claims issues, don't understand insurance and need education?

If you answered yes to any question above please contact us for a no cost appointment

*Remember Open Enrollment starts October 15th of each year

Small Group Employee Benefit Broker Services

Insurance Solutions By Aspire requires an Employee Census and Business Fact Sheet to capture information to provide your company with a comprehensive Employee Benefit Proposal. The proposal will include but not limited to the following services to fit your business model or insurance needs.

1. Medical

2. Dental

3. Vision

4. Life

5. Long Term Disability

6. Online Employee Enrollment

Additional Services Offered:

Short Term Disability

Employee Assistance Program

Supplement Insurance Programs (Voluntary Employee Benefit program such as Aflac & Colonial)

HR Legal Support (no cost included service)

Cobra Administration Services (no cost included service)

401K Retirement Services and more

Please contact us for a comprehensive proposal

Medicare & Part D Services

1. Do you have questions about Medicare Part A, B, C, and Part D?

2. Did you just turn 65, being sent flyers, unsure on who to contact for your Medicare options?

3. Do you have a relative that is turning 65 & has mentioned their frustration with understanding their Medicare options?

4. Are you an AARP member and would like to know other Medicare options?

*Remember Open Enrollment starts October 15th of each year

Individual & Covered California Plans

Are you self-employed and write off many of your business expenses? Do you have questions at open enrollment each year and need assistance? Are you confused to what Obamacare means? Are you looking for possible ways to lower your health premiums? Do you have claims issues, don't understand insurance and need education?

If you answered yes to any question above please contact us for a no cost appointment

Small Group Employee Benefit Broker Services

Insurance Solutions by Aspire requires an Employee Census and Business Fact Sheet to capture information to provide your company with a comprehensive Employee Benefit Proposal. The proposal will include, but not limited to, medical, dental, vision, life, long term disability, and online employee enrollment, to fit your business model or insurance needs.

Additional Services Offered:

Short Term Disability.

Employee Assistance Program.

Supplement Insurance Programs.(Voluntary Employee Benefit program such as Aflac & Colonial).

HR Legal Support (no cost included service).

Cobra Administration Services (no cost included service).

401K Retirement Services and more.

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Services Offered:

Individual Plans:

Small Group Employee Benefits:

Medicare Plans:

Our Partners

Insurance Solutions by Aspire contracts with all reputable insurance carriers listed above and more.

About Charise.

Individual & Covered California Plans

Small Group Employee Benefit Broker Services

Medicare & Part D Services

Contact us

Request a quote

Personalized coverage for you and yours

Insurance Solutions By Aspire

Hours